Lifestyle creep is the gradual increase of spending on one’s lifestyle, goods and services, often corresponding with an increase in income, but not necessarily. It’s a natural human faulting often referred to as “Keeping up with the Joneses” or “Lifestyle Inflation”. As we work hard toward the American dream, most of us are watching our …
Lifestyle Creep: Avoiding the Thief of Your Future Read More »
A good financial advisor can help you make sound investment choices, plan for retirement and manage your finances. But finding the right one can be challenging. Here are some tips to help you find a financial advisor who is right for you. Determine What Type of Advice You Need Do you need help with investments, …
Perhaps you’ve heard of a Health Savings Account, or HSA, but you’re just not sure if it’s right for you. The good news is that it’s right for just about everyone!! What is a Health Savings Account? A Health Savings Account (HSA) is a tax-advantaged account that can be used to cover qualified medical expenses. …
Your credit score is one of the most important pieces of financial information you have. It’s an accumulative score of your credit history that takes into account how well you’ve managed your credit cards, loans, and other debts. This information is used by lenders to decide whether to give you credit, and if so, at …
Debt free living…is that a thing? Yes. Yes, it is. Anyone can be debt free, there are no secrets about how to do it. Let’s unpack this in “11 Keys to Debt Free Living”. Make a Budget The first step to living a debt free life is to create a budget. A budget is a …
Are you ready to learn how to save money, during these tough, inflationary times? It’s time to improve your skill set! Many of the practical, everyday skills that our mothers and grandmothers used to save money have disappeared right along with landlines and the yellow pages. However, the secret to saving money in today’s economy …
As a former realtor, I worked with the first time home buyer many times. Buying your first home can be a nerve-wracking experience! That’s why I created this “First Time Home Buyer Checklist”. 1. Get a Mortgage Pre-Approval A mortgage pre-approval is one of the first steps you should take when you’re considering buying a …
